最高第 3 名现在第 5 名

美家庭贷款逾期率创15年新高

Kobeissi Letter引美联储数据称，2025年报告贷款逾期还款的家庭比例升至19.6%，为2010年以来最高，较2022年的12.2%大幅上升。

首次上榜 10月12日 02:14 · 榜单是怎么排的

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要点

美联储数据显示，2025年报告贷款逾期未还的家庭比例升至19.6%，为2010年以来最高，高于2022年的12.2%。
超过8.0%的家庭表示还款逾期至少2个月，2022年这一比例为5.0%。
推文称，自2022年以来典型家庭的债务负担保持不变。
一条回复指出，次级汽车贷款60天以上逾期率已超过2009年峰值，而当时失业率仍接近4%。

要点和反应摘要由 AI 依据本页推文整理，请以原推为准。我们怎么用 AI

原推

The Kobeissi Letter @KobeissiLetter 268.5万粉丝10月12日 01:30

US families are falling behind on debt payments. The percentage of families reporting overdue loan payments surged to 19.6% in 2025, the highest since 2010, according to the Fed data. This marks a sharp increase from 12.2% recorded in 2022. This also reverses the gradual improvement between 2013 and 2019, when the percentage declined by -2.6 points. Furthermore, more than 8.0% of families reported they were at least 2 months behind on payments, up from 5.0% in 2022. This comes despite the typical family debt load remaining unchanged since 2022, suggesting that more households are struggling to keep up with existing financial obligations. Americans are falling behind on loan payments at a concerning pace.